What you receive with FP&A as a Service
A dedicated FP&A team, delivered as a subscription. Six things arrive every month.
From your files to a board-ready model in 90 days
What happens, who does it, how much of your finance team's time it takes.
Discovery
Data intake. Chart-of-accounts mapping. Driver interviews with your finance team.
Your team: ~6 hours across three weeks.Build
Your advisor builds the model, the workforce plan, and the reporting layer. Weekly review calls.
Your team: ~4 hours a week.UAT and handoff
Your finance team validates the model. Board-pack dry run. Ownership transfers. Go-live is day 90.
Your team: validation sessions.Roughly 20% of the cost of a senior in-house hire
Illustrative annual cost for a $50M revenue single-entity company that needs one FP&A operator.
Hiring a senior FP&A analyst
| Base salary | $110,000 |
| Benefits and payroll tax | $25,000 |
| Recruiter and onboarding | $10,000 |
| Subtotal, cash Year 1 | $145,000 |
| Ramp productivity loss | $20,000 |
| Total Year 1 economic cost | ~$165,000 |
| Steady-state Year 2+ | ~$135,000/yr |
| Time to a working budget | 5 to 9 months |
Baseline pay uses US Robert Half FP&A ranges; verify against your region.
Centage FP&A as a Service
| Monthly rate (flat) | From $2,500/mo |
| Annual cost | From $30,000/yr |
| Advisor coverage | Every month, named |
| Quarterly reforecast | Included |
| Time to a working budget | 90 days |
Same working budget. Live in 90 days instead of 9 months.
Roughly 20% of the fully-loaded cost of a senior hire. Live in 90 days instead of 9 months. Comparison holds at $50M revenue and single-entity complexity; larger models can price higher on the FP&A as a Service side.
Need a lift without the full engagement? Book advisor hours.
For the buyer with FP&A capacity who wants dedicated expertise during budget season or a board-pack push.
Dedicated hours with a named Centage advisor
Real accounting and FP&A expertise, on call when budget season (or the board deck) gets heavy. Dedicated to your account, not shared support. Full ownership of your model stays with your team.
The more you commit, the more you save.
Three real objections we hear on the scoping call.
#1
“Our workforce planning is too site-specific for a template.”
Your advisor uses driver interviews and a chart-of-accounts mapping pass to build the model around how you actually operate. Nothing about the 90-day build starts from a template. The Personnel Module carries positions, wage bands, benefits, and payroll tax by your operating structure.
#2
“We consolidate across a foundation or holding entity. This will break.”
Centage handles multi-entity consolidation and intercompany eliminations natively. Your advisor sets up the consolidation logic during the build phase and validates it in UAT before handoff. Operating entities, 501(c)(3) foundations, and holding-entity rollups all sit on one chart of accounts.
#3
“We do not have IT resources to bring this in.”
FP&A as a Service is finance-owned. Your advisor works with your controller and your ERP admin, not your IT team. Plan for roughly 4 hours a week of finance-team time during the 22-to-60-day build. The advisor handles ERP mapping and reporting-layer setup during that window.
Frequently asked questions
How much does FP&A as a Service cost?
From $2,500 per month, flat. Larger models can price higher depending on entity count, chart-of-accounts depth, headcount modeling requirements, and reporting-layer scope. Your advisor sizes the engagement on the scoping call.
How long does implementation take?
90 days from kickoff to a live board-ready model. Discovery runs 3 weeks, build runs 6 weeks, UAT and handoff run the last 3 weeks. Your finance team invests roughly 6 hours during discovery and about 4 hours a week during build.
What if my FP&A advisor leaves Centage?
Continuity terms are documented in your service agreement, including replacement timing and a model walkthrough for the incoming advisor.
Do I keep the model if I leave Centage?
The Centage instance is yours during your contract, and your team can edit any driver, formula, or report at any time. Export rights and post-contract access are documented in your agreement.
What is in the monthly board pack?
Executive summary with variance commentary, budget vs actual by department, rolling 12-month P&L forecast, 13-week cash forecast, headcount plan by role, KPI scorecard, and one scenario snapshot. Refreshed by month-end close plus five business days when close data arrives on time. Quarterly reforecast included.
Can FP&A as a Service handle multi-entity consolidation?
Yes. Centage supports unlimited entity consolidation with automated intercompany eliminations, multi-currency conversion, and holding-entity rollups. Your advisor configures the consolidation logic during the build.
How is this different from a fractional-CFO firm?
Retainers with a fractional-CFO firm commonly run $3K to $15K per month against ongoing strategic finance work. FP&A as a Service is a flat monthly rate against a modeled FP&A stack: budget in Centage, board pack every month, quarterly reforecast, and named-advisor time. If your need is broader strategic finance oversight rather than a specific FP&A stack, a fractional CFO is often the better fit.
What happens during busy season?
FP&A as a Service runs continuously. Budget builds, reforecasts, and board-deck updates continue during month-end close, quarter-end, and year-end. Your advisor plans around your close calendar so the FP&A work does not compete with accounting deadlines.
Ready to see it on your entity map?
Send your budget file and your last board deck on the scoping call. A fixed scope, timeline, and quote follow within a week.
4 to 6 week implementation • Finance-owned • Onshore support